金融援助

资格要求

有资格在爱博登录页面获得联邦第四章学生援助, students 必须 meet the following requirements:

  • 本科生和研究生必须作为合格的学位课程或合格的证书课程的入学学生. 支持项目, 教育领导力认证, 英语作为第二语言和强化课程的学生没有资格获得联邦奖学金, 状态, 或者机构援助.
  • 你一定是美国人.S. citizen, permanent resident, or eligible non-citizen.
  • You 必须 be making satisfactory academic progress toward completion of your degree.
  • 你不能拖欠任何联邦教育贷款,也不能拖欠联邦教育补助金.
  • If applicable, you 必须 be registered with Selective 服务.
  • Not been convicted of any illegal drug offense that would make you ineligible for federal aid.

爱博登录页面特定的学生和/或程序标题IV资格的问题应直接到财政援助办公室.

估算成本

Your financial aid eligibility begins with your 出勤费用. Actual costs vary according to the residence hall, commuter or off-campus residency. Other factors include whether you are an undergraduate student, 依赖的还是独立的, 或者一个研究生.

预期家庭贡献(EFC)

When you submit a Free Application for Federal Student Aid (FAFSA), 联邦处理中心根据您提供的信息使用公式计算期望家庭贡献(EFC).

财务需要

爱博登录页面经济援助办公室使用你的估计费用减去你的EFC来确定你的经济需求水平. Some types of financial aid awards have a financial need component. 如果你 do not have financial need based on this formula, you are still eligible for an unsubsidized federal student loan.

情有可原的情况下

If extenuating circumstances affect your ability to pay, you should complete a 爱博手机登录 2022-23特殊情况表. 可能影响学生或家长支付能力的情有可咎的情况包括失业, 医疗费用过高, 中学学费, 残疾, 或离婚.

资格变更

你收到的经济援助奖励信是基于在你的奖励产生时提供给我们的信息. 奖励可以根据您的财务状况的后续变化而变化, 外界的援助, 和/或入学计划.

环境变化

如果你,你的配偶, or your parents' financial circumstances have changed since you completed your FAFSA, 你应该联系财政援助办公室报告发生了什么变化. We will evaluate your request 和 let you know if additional documentation is needed to support your request for reconsideration based on the change(s) you report.

爱博手机登录 need-based funds are based on your housing status as an incoming student. If, 在您注册期间的任何时候, you decide to move off-campus or commute from home, 你的需求基金可能会相应减少. For specific information about potential financial aid adjustments, 鼓励学生在签署任何校外租赁协议之前与财务援助顾问交谈.

收到的额外援助

在学期开始后获得额外资助或奖学金的学生可能会调整他们的奖学金. 这些调整是联邦法规要求的,以保持你的总经济援助在你证明的需要和就读成本之内. 你有责任向财务援助办公室报告你已经收到或预期收到的所有外部援助 奖学金通知表格. 外部奖学金将首先用于满足任何未满足的经济需求. If the financial need has been met 和 the student is receiving federal 和/or 状态 aid, the outside award will first be used to reduce or replace federal 工作研究 资格或联邦贷款.

令人满意的学业进展

的 Department of Education requires the University to establish a Policy on 令人满意的学业进展 for 金融援助 eligibility that describes the academic criteria a student 必须 meet to maintain eligibility for federal, 状态, 以及机构援助. 不符合此政策条件的学生在第二年没有资格继续获得经济援助.

入学人数的变化

如果你 fail to enroll for the required 数量 of credit hours on which your award was based, 下降时间, 或者退学, repayment of your financial aid funds will be required. 的 金融援助 Office will verify your enrollment status at the point at which aid funds are credited to your account (usually just prior to the first day of classes each semester) 和 again at the end of the tuition refund period, (人口普查日期). 任何状态的变化都可能导致你的奖励调整和/或需要偿还部分或全部支付给你的资金.

提款及还款

如果你在一个获得经济资助的学期中退学, you may be required to repay some or all of the financial aid you received for the term. 你必须偿还的援助金额将取决于你的取款日期. Federal financial aid regulations specify that you “earn” your financial aid by remaining enrolled through more than 60% of the entire semester for which you receive aid. 如果你在那之前取款, 根据联邦政府的规定,你必须偿还你没有“挣到”的资助. Specific information regarding the University’s refund policy may be obtained from the 收银员的办公室.

It is also important to note that federal regulations 政府ern "unofficial" withdrawals. As 状态d in the regulations on federal aid:

“如果一个学生开始出勤,但没有正式退学,并且在整个学期内至少有一门课程没有获得及格分数, 机构必须假设, 就第四章而言, 这个学生已经非正式地 撤回, 除非学校能证明学生完成了学业."

因此, if you do not achieve a passing grade in any of your courses in a given semester or summer session, you will be considered to have unofficially withdrawn from the University during that enrollment period 和 may be required to repay all or a portion of the aid that you did not earn.

助学金受助人学业进步政策

1965年的高等教育法, 经国会修订, m和ates that institutions of higher education establish minimum st和ards of 令人满意的学业进展 (SAP) for students receiving federal financial aid. 的se st和ards apply to all Federal Title IV aid 项目 including the Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, 联邦珀金斯贷款, 联邦直接贷款, Federal Direct PLUS Loans 和 Federal Work-Study.  请注意,PA国家资助计划有单独的指导方针,以取得令人满意的学术进步,并应进行审查 pheaa.org.

令人满意的学业进步(SAP)标准适用于所有寻求联邦第四章经济援助的学生, 无论学生过去是否获得过第四章资助. 爱博登录页面负责确保所有接受第四章援助的学生都符合这些标准.

Process of Determining 令人满意的学业进展 (SAP)

给所有攻读学位的学生, SAP will be evaluated at the end of each 学期, 通常在十二月, 五月和八月. 该评估将确定学生是否取得了足够的进步,有资格获得未来的第四章资助.   

满意学业进展测量
 定性测量 (累积Marywood QPA):
  • 爱博登录页面的本科生必须保持累积平均质量点(QPA)。 至少是2.00 保持良好的学术地位.
  • 研究生必须保持累积平均质量点(QPA)。 至少是3.00 保持良好的学术地位.

定量的测量
完成率/速度: 学习进度是通过学生成功完成的总学时数除以学生尝试的总学时数来计算的. This calculation includes all attempted credits, both at Marywood 和 those accepted in 转移. Courses for which a student receives academic credit, 撤回, 收到不完整或重复成绩和/或不及格在计算完成率/进度时被计算在内.  

  • 本科 students 必须 successfully complete 67% of the total cumulative attempted credits;
  • 研究生 students 必须 successfully complete 67% of the total cumulative attempted credits.

最大的时间: 最长时间是指学生完成学位所需的时间长度. A student will remain eligible for federal aid for up to 150% of total attempted credits. 例如, if the student is pursuing a degree that requires 120 credits, 在修完180学分后,学生没有资格获得进一步的联邦资助. 这包括转学学分. Most undergraduate degrees at 爱博手机登录 require a minimum of 120 credits for graduation, 但也有一些例外. Most graduate degrees require 36 credits for graduation, 但也有一些例外. Refer to the catalog for specific program graduation requirements.

转专业的学生有责任在上述规定的时间内完成学位要求.

重新接纳学生

If a student is readmitted to 爱博手机登录, 令人满意的学业进步将基于学生以前在爱博登录页面的出勤率和转学时接受的学分. Students who have not met the minimum requirements will be notified of their ineligibility for federal financial aid 和 informed of their options to regain eligibility.

特殊成绩及其在学业成绩评定中的应用

  • I -不完整: Student will receive no credit for an “I” grade although the “I” is counted as attempted credit(s). 当不完整的分数得到解决,并且收到及格分数时,学分将被计算在内.
  • X -延迟报告最终成绩: Student will receive no credit for an “X” grade although the “X” is counted as attempted credit(s). 当不完整的分数得到解决,并且收到及格分数时,学分将被计算在内.
  • W, WP, WF -提现,提现通过,提现失败: Considered as attempted credit(s) but no credit(s) earned.
  • AD -审计: 不被视为尝试学分.
  • S/U -满意/不满意: 两者都被视为尝试学分。. QPA不受影响.

课程重复

的 highest grade earned is always used in calculating the QPA. 如果学生第一次不及格,但第二次通过了, 在第二次尝试后,将记录相应的学分数量.  任何课程的最大学时不得超过该课程目录中列出的学分数.  

提前信用

All forms of advanced st和ing credit such as advanced placement, 转移, 验证, 挑战, 在计算完成率/进度和最长时间框架时,被大学接受的课程被视为尝试和获得.

夏天的条款

夏季和其他学期一样. Since 爱博手机登录 evaluates after each 学期, 未达到SAP标准的学生将在春季学期评估后受到自动警告. 如果学生参加暑期课程, s/he will be evaluated again at the end of summer 和 必须 either have made up their SAP deficiency or successfully appealed his/her failure to make up the deficiency in order to receive aid for the fall semester.

重新获得资格

如果学生未能达到令人满意的学业进步标准, but meets the st和ards later at some point, 学生可以再次有资格获得联邦第四章. 在这种情况下, 经济援助资格将从学生重新取得进步的学期开始. It is the student’s responsibility to contact the 金融援助 Office after completing coursework that allows the student to regain eligibility for financial aid.

If a student is taking coursework at another institution to regain SAP eligibility, 学生应该意识到:   

  1. An 信用证转让授权书 必须 如果学分要转回爱博登录页面,则必须在其他地方学习任何课程之前完成. 注册办公室必须接受转换学分,以便将这些学分计入令人满意的学业进展.

  2. Only credits 转移 back to 爱博手机登录; grades do not. 如果学生的不足是在QPA, 在另一所学校上课并不能解决这个问题. 唯一的例外是斯克兰顿大学联盟项目. Unlike 转移 credits from other colleges, 通过斯克兰顿大学联盟注册获得的成绩被计算到学生的QPA中.

上诉过程

A student whose financial aid eligibility has been terminated may appeal only if they have experienced extenuating circumstances that affected their ability to meet the academic progress st和ards. 在一般情况下, 情有可原的情况包括, 但不限于, 疾病, 受伤, 亲属或朋友死亡, difficulties with accommodations for students with disabilities, 而逆境则是由于不可预见的事件. Students interested in appealing their termination of financial aid eligibility can submit the 学业进步上诉表格. Students 必须 address in the appeal why they failed to make academic progress 和 what has changed that will allow them to make progress in the next semester. 在某些情况下,学生需要提供正式的学术计划来支持上诉请求. 因为这个原因, we suggest that students meet with their Advisor, 系主任, 或学院院长在开始上诉程序之前概述一份学术计划.

另外, 在上诉的条件下, the 金融援助 Office will determine if it is mathematically possible for the student to complete her/his degree within the 150% maximum timeframe allowed by law. 如果学生的SAP缺陷也导致他/她无法在150%的时间内完成课程, 上诉还必须提出完成学位的暂定计划. 在这种情况下, 在学生获得第四章资助之前,上诉和完成学位的初步计划都必须得到批准.

决定提交学业进步申诉表的学生必须在收到不满意的进度电子邮件通知后30天内提交. 任何在30天截止日期后提交的表格将不被接受或审查.

助学金警告

爱博登录页面在每学期结束时评估学业进展. Students on a 助学金警告 status may continue to receive Title IV aid for one semester despite a determination that the student is not meeting SAP st和ards. 警告状态是自动授予的,并且可以在没有学生上诉或采取其他行动的情况下分配. Students are notified via their 爱博手机登录 email account of their warning status.

经济援助试用期

只有在学生提出上诉并恢复了获得经济援助的资格后,才能授予缓刑状态. A student on financial aid probation may receive Title IV funds for one semester only. At the completion of the probation 学期, the student 必须 have resolved her/his academic deficiency. 如果不这样做,将导致失去第四章的财政援助(包括联邦直接贷款和助学金) 联邦PLUS贷款),直到学生自费解决了他们的学业缺陷.

所有通知, 警告和上诉决定将通过学生的爱博登录页面电子邮件帐户以书面形式提供给学生.

州助学金学术进步

各州资助计划的学业进步要求与联邦学业进步政策不同. 学术 progress requirements for the Pennsylvania State Grant are communicated directly to recipients with their 状态 grant notification by PHEAA (Pennsylvania Higher Education Assistance Agency). 

如果你,你的配偶. or your parents' financial circumstances have changed since you completed your FAFSA, you may be eligible for a special circumstance review.

特殊情况一般限于以下情况:

      • loss of employment or change of employment status
      • divorce/separation or death of a parent/spouse
      • 未纳税收入的损失(一.e. 孩子支持)
      • 残疾
      • unusually high medical bills or 残疾-related expenses
      • 中学学费
      • 一次性收入损失
      • unusual expenses such as dependent care 和 secondary school

如果你 feel you have extenuating circumstances, please complete a 特殊情况申请表格 并将表格和所有必需的文件提交给财政援助办公室. 不完整的表格和/或不充分的文件将不被视为特殊情况审查.

的 following enrollment status definitions apply to all terms, 包括暑期, 用于经济援助目的.

 全职3/4的时间1/2的时间<1/2的时间
本科学时 12+ 9-11 6-8 1-5
研究生学时 6+ 4.5-5.5 3 1-2.5

Students who enroll less than full-time may have their aid adjusted after the add/drop period. 注册在最后一天确认,以减少/增加学费学分.

Students enrolled less than half-time may be placed on a loan repayment schedule by a lender or guarantor if the student is the recipient of federal financial aid

这个公式

Wondering how your financial aid award is determined? 的 financial aid office at your school uses a simple formula: 就读成本-预期家庭贡献(EFC) =经济需要.
这意味着什么??

什么是出勤成本?

的 cost of attending 爱博手机登录 includes both direct costs 和 indirect costs. Direct costs are those that you will be billed for such as tuition, 费用, housing, 餐计划. 间接成本, 比如租校外公寓, 书, 或者去校园的交通, 和上大学有关吗, but will never appear on your bill from 爱博手机登录. 我们的间接成本 are based on the typical expenses of a Marywood student. Your indirect costs may vary from these averages.

期望的家庭贡献是什么?

当你完成联邦学生援助免费申请(FAFSA), 你报告的信息(收入), 资产, 家庭成员人数, 数量 在大学等.) is applied to a formula established by the U.S. 国会. 的 formula calculates your family’s ability to pay for your educational expenses for the academic year 和 produces a figure that is referred to as your 预期家庭贡献(EFC). You can find this figure on your Student Aid Report (SAR).

什么是财务需要?

你的经济需求是你的出席费用之间的差额, 由机构计算, 以及你对家庭的期望贡献, 由FAFSA计算.

就读费用-期望家庭贡献=经济需要

Will I Receive the Same 奖 from Year to Year?

申请经济援助是一项艰巨的任务 年度过程. 你必须每年填写一份申请经济援助的FAFSA. 如果你 do not intend to complete a FAFSA 和 you have an undergraduate merit award, you should complete the 金融援助 Renewal form each year. Your 预期家庭贡献(EFC) 和 your costs will be reevaluated each year, 结果就是, 你的联邦和州补助金可能会改变. In an effort to maintain fair 和 equitable st和ards, 爱博登录页面努力为尽可能多的学生提供所需的资源,以满足他们的经济需求. University merit awards are renewable each year, up to eight undergraduate semesters regardless of EFC, as long as the student maintains the required QPA. Institutional need-based funds are subject to change annually in accordance with EFC changes. 研究生奖学金和助学金必须每年申请一次.

All applicants for federal student aid are considered either "dependent" or "independent." Dependent students are required to include information about their parents on the FAFSA.

See more about 依赖状态 on studentaid.ed.政府.

的 Student Has the Right to Ask the School:

  • 的 names of its accrediting 和 licensing organizations. 学生也有权要求提供描述学校认证或许可的文件副本.
  • 爱博登录页面 the University’s 项目; its instructional, 实验室, 和 other physical facilities; 和 its faculty.
  • 的 出勤费用, 和 the University’s policy on refunds for students who withdraw.
  • 什么经济援助是可用的, 包括所有联邦信息, 状态, 当地的, 私人, 以及机构财政援助项目.
  • 财政援助人员由谁组成, 他们所在的地方, 和 how to contact the 金融援助 Office for information.
  • What the procedures 和 deadlines are for submitting the application for each available financial aid program 和 how financial aid recipients are selected.
  • 经济援助是如何确定的.
  • 学生贷款的利率和其他费用, 要偿还的总金额, 还款时间的长短, 何时开始还款, 以及适用哪些取消或延期的规定.
  • 查看贷款还款时间表样本.
  • 我得到了一份联邦勤工俭学的工作, 这是什么样的工作啊, 这个学生必须学习多少小时啊, 这是什么责任啊, 工资会有多高啊, 以及付款的方式和时间.
  • 如果犯了错误,或者如果入学或经济情况发生了变化,重新考虑经济援助计划.
  • 如何确定令人满意的进步,如果学生没有取得令人满意的学业进步怎么办.
  • What special facilities 和 services are available to the disabled.
  • 学生将如何及何时获得经济资助.

学生有责任:

  • 在入学前审查和考虑有关大学的所有信息.
  • 了解并满足申请和重新申请经济援助的所有截止日期.
  • Pay special attention to the financial aid application, 准确完成, 并按时提交到正确的地方. Errors can delay or prevent the receiving of aid.
  • 提供所有文件, 修正, 以及经济援助办公室或学生申请援助的机构要求的新信息.
  • 在收到第一笔珀金斯贷款或联邦直接贷款之前完成入学面试.
  • Satisfactorily perform the work agreed upon for a Federal Work-Study job, if the student has one.
  • 了解大学的退款政策. 如果学生在开学后短时间内退学, 这个学生可能有权获得部分学费减免. After a certain date, charges will not be reduced. 的 student 必须 check with the 收银员的办公室 to determine deadlines for withdrawal.
  • 阅读、理解并保存要求学生签名的所有表格的副本.
  • 通知学校自学生申请经济援助以来任何有变化的信息.
  • 通知学校更改姓名、地址或出勤情况(全日制、半日制等).)
  • 如果学生有联邦直接贷款,在毕业或退学前完成离职面谈.
  • 偿还任何学生贷款. 当学生签署本票时,学生同意偿还任何贷款.

Outside scholarships 必须 be reported to the 金融援助 Office. 的 校外奖学金通知表格 是可用的 on the 金融援助 Office 形式 page. Outside awards, when added to other financial aid awards received, will first fill any unmet need. Once need has been met, an adjustment will be made to the self-help portion of the package. Marywood奖学金和助学金不会因收到外部奖学金而受到影响,除非学生的礼物援助超过了出勤费. 获得外部奖励的学生尽早通知财政援助办公室是非常重要的, 以便在处理贷款之前进行必要的调整.

Official Withdrawal/Cancellation from the University

如果你在一个获得经济资助的学期中退学, you may be required to repay some or all of the financial aid you received for the term. 你必须偿还的援助金额将取决于你的取款日期. Federal financial aid regulations specify that you “earn” your financial aid by remaining enrolled through more than 60% of the entire semester for which you receive aid. 如果你在那之前取款, 根据联邦政府的规定,你必须偿还你没有“挣到”的资助. 

宾夕法尼亚州和其他州的拨款将根据各机构的规定进行调整. It is expected that PA State Grant funds will be reduced by the same percent reduction in tuition received by a student when completely withdrawing from the University.

爱博手机登录 grants 和 scholarships will be adjusted based upon the percentage of reduction of tuition received by a student when withdrawing from the University 而且,前提是这些机构资金不会产生或促成信贷余额. 爱博登录页面的资助只适用于学费,不适用于任何机构费用, 房间费用, 或者餐费.

有关 提款及退款政策 是可用的. Before you decide to withdraw from the University, 你应该联系财政援助办公室和出纳办公室,以确定你可能需要偿还的援助金额和类型. 有关大学退款政策的具体信息可从大学出纳处获得.

取决于你提款的日期, you may also receive a tuition credit which may offset a portion of the aid repayment. 详情请浏览大学出纳处网页.

Unofficial Withdrawal/Cancellation from the University

It is also important to note that federal regulations also 政府ern "unofficial" withdrawals. As 状态d in the regulations on federal aid:

“如果一个学生开始出勤,但没有正式退学,在整个学期内至少有一门课程没有获得及格分数。, 机构必须假设, 就第四章而言, 这个学生已经非正式地 撤回, 除非学校能证明学生完成了学业."

因此, if you do not achieve a passing grade in any of your courses in a given semester or summer session, you will be considered to have unofficially withdrawn from the University during that enrollment period 和 may be required to repay all or a portion of the aid that you did not earn.

人口普查日期

人口普查日期是取消或增加学费学分课程的最后日期. 的 Federal Pell Grant Program 和 some 爱博手机登录 grants 和 scholarships require that if your award has already been determined as of the census date, 您在该日期的注册是必须用于确定或重新确定您是否有资格参加这些计划的注册状态. 在某些情况下,学生可以在人口普查日期之后添加课程. 然而, 即使在这种情况下, 这些项目必须使用人口普查日期的注册状态. 夏季人口普查日期与大学学费退款时间表无关, 因此, students should inquire directly with the 金融援助 Office for summer census dates.

重复的课程

Federal aid guidelines allow students to repeat a course that you have already passed one time ONLY. 在你成功通过的课程的第三次注册时, you can no longer receive financial aid for that course.

攻读学位的课程

联邦指导方针将只允许学生获得与学位相关的课程的经济资助. You may receive federal financial aid toward free electives within your degree audit, but you cannot receive aid for non-degree coursework.

发放援助

爱博手机登录 is committed to being good stewards of institutional financial aid resources, 和, 这样做的时候, the University strives to provide assistance to all students who demonstrate financial need.

      • 的 University's priority is to first award institutional grant funding 和 campus-based funding to full-time students who apply for aid by the February 15th priority deadline.

      • 2月15日之后收到的申请将被考虑联邦和州援助, 和 for campus-based 以及机构援助 as long as funds remain.

      • 如果学生在最初的奖学金提供后接受外部资助,则机构资助可能会减少.

      • 联邦勤工俭学首先提供给最需要的新生和前一年获得勤工俭学资助的新生. 对于那些没有提供勤工俭学但希望在资金到位的情况下被考虑的学生,有一个等待名单.

      • 贷款提供给所有符合条件的学生. 申请贷款的意愿不影响对助学金的考虑.

      • Part-time students receive reduced federal 和 状态 funding but are not eligible for undergraduate university merit awards or an undergraduate university need-based grant. Part-time students are eligible for federal student loans if enrolled on at least a half-time basis (a minimum of 6 credit hours per semester for undergraduates 和 a minimum of 3 credits hours per semester for graduate students).

5- to 6-Year Bachelor's To Master's Programs

当一个学生被录取到一个有硕士学位组成部分的项目时, 他/她只能使用爱博登录页面优异奖,直到他/她被认为完成了他/她的学士学位. 对于一些学生和 项目 this may be 7 semesters, for others, it may be 10 semesters. 建议学生仔细审查他们的计划,并与财务援助办公室的人交谈,如果他们有问题.

房屋状况改变

本科 students who move off-campus may likely experience a reduction in institutional need-based funds in order to reflect the appropriate award level for an off-campus or commuter student. 建议在校学生在搬到校外之前与财务援助办公室的人谈谈. 

财政援助发放

奖学金和助学金,包括大学奖学金和助学金, 佩尔助学金, SEOG和PHEAA补助金通常会在每学期第一天之前的十天内用于支付大学费用. 学生贷款通常会在每学期的第一天申请到你的大学费用中.

由财政援助办公室颁发和管理的财政援助(联邦工作研究除外)由美国联邦教育和社会保障局支付 收银员的办公室. Financial aid is first used to pay any outst和ing tuition, 费用, 每学期的食宿费.  如果您需要退款,出纳办公室将通过电子邮件通知您. Students are encouraged to sign up for eRefunds to receive their refunds most efficiently. Students receiving checks may pick them up at the 收银员的办公室, Monday–Friday, 8:30 a.m. 到下午4:30.m. All students 必须 show their student ID card or driver’s license when picking up refund checks.

*Students participating in study abroad 项目 that may require disbursement dates outside of the st和ard academic calendar should contact the 金融援助 Office.

奖学金支付

奖学金分为两部分,各支付一半 学期, unless your donor requests a single disbursement.

非法毒品定罪

被判拥有或销售非法毒品的学生可能会被取消获得联邦援助的资格. 欲了解更多信息,请访问 联邦学生援助网站.

贷款取消

如果您在收到资金后决定取消贷款, 你应该在付款后14天内联系财政援助办公室,了解如何取消贷款. 

Communication from the 金融援助 Office

我们的办公室主要通过在线分享信息与学生沟通.  


Students are sent an email notification when there are changes after the original award letter. 类似的, when our office requires additional information, we will request documentation electronically. 我们将发送一封书面信件,详细说明缺失的信息,并在此之后通过电子邮件进行沟通.